WEEKLY MORTGAGE RATES

Weekly survey of 20 Orange and L.A. County lenders as of 8/19/2009

Compiled by HSH Associates, Financial Publishers; www.hsh.com

*--* Loans to $417,000 Week ended Week ended Week ended -- 8/19/2009 8/12/2009 2/18/2009 30-year fixed 5.30%+0.37pt 5.52%+0.26pt 5.29%+0.34pt 15-year fixed 4.84%+0.33pt 4.96%+0.23pt 5.00%+0.23pt $417,000 and up 30-year fixed 5.99%+0.50pt 6.23%+0.47pt 6.73%+0.28pt 15-year fixed 5.59%+0.50pt 5.81%+0.44pt 6.50%+0.31pt Home equity lines 5.31% 5.31% 4.82% Home equity loans 9.02% 9.02% 8.87% 6-month LIBOR 0.81% 0.87% 1.78% 1-year Treasury 0.47% 0.49% 0.60% 6-month Treasury 0.28% 0.29% 0.45% 6-month CD 0.46% 0.45% 1.70% Prime rate 3.25% 3.25% 3.25% 11th District 6/2009 5/2009 12/2008 cost of funds 1.599% 1.832% 2.757% *--*