Compiled by HSH Associates, Financial Publishers www.hsh.com*--*...

Compiled by HSH Associates, Financial Publishers www.hsh.com

*--* Loans to $417,000 Week ending Week ending Week ending -- 12/17/2008 12/10/2008 6/20/2008 30-year fixed 5.36%+0.17pt 5.64%+0.29pt 6.55%+0.52pt 15-year fixed 5.17%+0.20pt 5.39%+0.29pt 6.23%+0.44pt $417,000 and up 30-year fixed 7.23%+0.36pt 7.33%+0.41pt 7.67%+0.78pt 15-year fixed 7.10%+0.58pt 7.36%+0.57pt 7.13%+0.73pt Home equity lines 5.26% 5.40% 5.78% Home equity loans 8.90% 8.64% 7.82% 6-month LIBOR 2.168% 2.639% 2.720% 1-year Treasury 0.50% 1.12% 2.51% 6-month Treasury 0.23% 0.87% 2.22% 6-month CD 2.41% 2.83% 3.12% Prime rate 3.25% 5.25% 4.25% 11th District 10/2008 9/2008 4/2008 Cost-of-Funds 3.125% 2.769% 3.111% *--*