Average mortgage rates and indexes

*--* Weekly survey of 60 Southland lenders as of Oct. 10, 2007 Latest week One week previous Six months previous Rates for loans up to $417,000 30-year fixed 6.05%/1.62 pt 6.03%/1.61 pt 5.86%/1.42 pt 30-year ARM 4.18%/1.00 pt 4.18%/1.00 pt 3.51%/0.88 pt start rate 15-year fixed 5.72%/1.43 pt 5.72%/1.47 pt 5.56%/1.42 pt Rates for loans of $417,001 and above 30-year fixed 7.00%/1.28 pt 7.03%/1.24 pt 6.22%/1.46 pt 30-year ARM 4.40%/1.10 pt 4.37%/1.10 pt 3.54%/1.08 pt start rate 15-year fixed 6.78%/1.25 pt 6.86%/1.17 pt 5.93%/1.40 pt FHA or VA 6.67%/2.22 pt 6.67%/2.22 pt 6.59%/1.82 pt mortgage Average / points CALVET 30-year 6.10%/0.00 pt 6.10%/0.00 pt 6.10%/0.00 pt 6-month LIBOR 5.160% 5.140% 5.330% 1-year 4.120% 4.050% 4.940% Treasury bill 6-month 4.160% 4.080% 5.090% Treasury bill 6-month CD 5.160% 5.120% 5.300% Prime rate 7.750% 7.750% 8.250% 11th District Aug. ’07 July ’07 Feb. ’07 cost-of-funds 4.359% 4.277% 4.376% Compiled by National Financial News Services *--*