TUESDAY

Home Buyers’ Seminar

A seminar for prospective home buyers, with information on affordable home-loan programs, the importance of maintaining good credit, saving for a down payment, working with real estate agents, completing loan applications, the mortgage process, special programs for government employees, and getting credit checked and pre-approved for loans.

Location: 7277 Valjean Ave. at Sherman Way in Van Nuys

Time: 7 p.m.

Cost: Free; reservations suggested

Information: Countrywide Home Loans Inc., (800) 588-9888, Ext. 222 or 224.

WEDNESDAY

E-Business Solutions

Seminars on telecom and e-business made simple for real-estate industry professionals. Speakers will provide information needed to make informed decisions about e-business solutions and broad-band infrastructure.

Location: Hyatt Regency, 17900 Jamboree Blvd., Irvine

Time: 8:30 a.m., registration and continental breakfast; 9-11:30 a.m., seminar on e-business; 11:30 a.m.-12:30 p.m., lunch; 12:30-3 p.m., seminar on telecom.

Cost: $79 for each course or $139 for both, including course materials, breakfast and lunch.

Information: (888) 212-8829; seminars sponsored by Winstar, Microsoft, Buildings magazine, Real Estate Forum, Globe St.com and Office.com

WEDNESDAY

Fair Housing Laws

The Apartment Assn. of Greater Los Angeles will hold a seminar for property managers and housing industry providers on housing discrimination lawsuits and how to avoid them through education on state, federal and local fair housing laws. Denise Y. Cato, an expert in housing discrimination, will speak on fair housing.

Location: Apartment Assn. of Greater Los Angeles, 621 S. Westmoreland Ave., Los Angeles

Time: 10 a.m.-1 p.m.

Cost: $75 for AAGLA and CHCP members; $95 for nonmembers

Information: (818) 780-5611

SATURDAY

First-Time Home Buyers

First-time home buyers are the focus of this seminar, designed to make the home-buying process easier.

Location: 1000 Fremont Ave., South Pasadena

Time: 9:15 a.m.-noon

Cost: Free

Information: American Financial, (626) 395-9620

Send event listings at least one week before publication to Events Calendar, Real Estate Section, L.A. Times, 202 W. 1st St., Los Angeles, CA 90012 or fax to Real Estate Events Calendar at (213) 237-4712 or e-mail [email protected].